My Funded Futures Review 2026: Rapid vs Rapid EOD vs Builder vs Pro
PickMyFuturesProp · 2026-09-24
MFFU retired Flex and rebuilt its lineup around four one-time-fee plans — Rapid (daily payouts), the new Rapid EOD, Builder and Pro. Here's how they differ on drawdown, consistency and payout speed, and which one fits how you trade.
My Funded Futures is a Texas firm (2023) that has become one of the most-recommended names in futures funding, and in 2026 it simplified: Flex is gone, and the lineup is four one-time-fee plans with $0 activation — Rapid, the new Rapid EOD, Builder and Pro. Our affiliate code Pick takes 40% off any of them (it matches the best public code, so there's no reason to shop for another). Here's how to choose.
Rapid: the daily-payout flagship
Rapid (25K / 50K / 100K / 150K at about $87 / $125 / $214 / $278 with the code, from $145 / $209 / $356 / $463 list) is a 2-day pass with EOD trailing drawdown during the evaluation, a 50% consistency rule while you qualify, then daily payouts above the buffer with a $500 minimum, no funded consistency rule and a 90/10 split. Two things to know: the funded account runs intraday trailing drawdown (it locks at your starting balance + $100 after the first payout), and there are no resets — the max drawdown is a hard line.
Rapid EOD: the same speed with forgiving drawdown
Rapid EOD is new in 2026 and, for most traders, the better pick: daily payouts and 90/10 like Rapid, but with end-of-day drawdown at both stages and no daily loss limit. The trade-offs are a 4-day pass with a 30% evaluation consistency rule (none once funded) and sizes limited to 25K and 50K (same prices as Rapid).
Builder: the easiest first payout
Builder (25K to 150K at about $63 / $92 / $169 / $239 with the code) is a 1-day pass on EOD drawdown with a soft-pause daily loss limit of $600 to $2,500 — a bad day pauses you, it doesn't breach you. Funded, you get payouts every 48 hours (two qualifying days), a 50% consistency rule per sim payout cycle, an 80/20 split, and a documented five-payout ladder to a live Blue Row Capital account. The 50K can take a $1,500 max-loss add-on.
Pro: the biggest ceiling
Pro (50K / 100K / 150K at about $159 / $241 / $334 with the code) is built for size: EOD drawdown at both stages, no daily loss limit, no funded consistency rule, full contract size from day one, and payouts of up to $100,000 per user — but the split is 80/20, payouts unlock 14 days after your first funded trade with a $1,000 minimum, and the evaluation has a 50% consistency rule (an optional One-Day-to-Pass add-on removes it with a $4,000 target).
The thing to read before you buy
The plan names hide the two rules that matter most: which drawdown you get once funded and what the split is. Rapid is 90/10 but intraday-funded; Rapid EOD is 90/10 and EOD-funded but small; Builder and Pro are EOD-funded but 80/20. Decide which of those three constraints you can live with and the choice makes itself.
Payouts
- Rapid / Rapid EOD: daily once above the buffer, $500 minimum, no funded consistency rule.
- Builder: every 48 hours (two qualifying days), 50% consistency per cycle, caps of $1,000 to $3,500 by size, then live after five payouts.
- Pro: 14 days after the first funded trade, $1,000 minimum, up to $100K per user.
So who's it for?
- Daily-payout traders who can handle intraday-funded drawdown: Rapid.
- Daily-payout traders who want EOD everywhere and trade 25K/50K: Rapid EOD.
- First-timers who want the gentlest path to a real payout: Builder.
- Size traders who want the highest ceiling: Pro.
Who should look elsewhere: anyone who needs 90/10 with EOD drawdown on a 100K+ account (Tradeify Select or Lucid Flex do that). Use code Pick, and line MFFU up in the comparison tool against Tradeify at your size before you buy.
Current My Funded Futures plans and prices
Verified against My Funded Futures's own site on 2026-09-24. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Builder | $50K | $92 (list $153) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | $1,000 | 80/20 | None |
| Rapid | $50K | $125 (list $209) | $3,000 | $2,000 | EOD Trailing / Intraday Trailing | None | 90/10 | None |
| Rapid EOD | $50K | $125 (list $209) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | None |
| Pro | $50K | $159 (list $265) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 80/20 | None |
My Funded Futures trading hours and news rules
Positions auto-closed at 4:10 PM ET (no overnight holds); Rapid and Pro sim-funded accounts must be flat 2 minutes before to 2 minutes after tier-1 news (evaluations and Builder unrestricted).
From My Funded Futures' official help center, checked 2026-09-27. See also: overnight holding · automated trading · account limits
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