My Funded Futures vs Topstep (October 2026): Price, Drawdown and Payouts Compared
MFFU vs Topstep side by side: flagship account prices today, drawdown type, daily loss limit, profit split, payout rules, activation fees and discount codes — from verified October 2026 data.
The short version
- Cost to get funded: MFFU is cheaper all-in on the flagship $50K account: MFFU Rapid $125 with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198. Note that Topstep bills monthly, so its real cost grows the longer you take to pass.
- Drawdown: MFFU Rapid runs EOD Trailing drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup.
- Daily loss limit: MFFU has no daily loss limit on its flagship $50K; Topstep has no daily loss limit.
- Profit split: MFFU: 90/10. Topstep: 90/10.
- Payouts: MFFU: Daily once above buffer; $500 min. Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min.
- Activation fee: MFFU: None. Topstep: $149.
- Consistency rule: MFFU: 50% eval; none funded. Topstep: 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path).
- Account types: MFFU sells 4 account types (Builder, Rapid, Rapid EOD, Pro); Topstep sells 2 (Trading Combine — Standard, Trading Combine — No Activation Fee).
Side by side
| My Funded Futures | Topstep | |
|---|---|---|
| Flagship account | Rapid $50K | Trading Combine — Standard $50K |
| Price today | $125 | $49/mo |
| Activation | None | $149 |
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown (eval / funded) | EOD Trailing / Intraday Trailing | EOD Trailing / EOD Trailing |
| Daily loss limit | None | None |
| Consistency | 50% eval; none funded | 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path) |
| Profit split | 90/10 | 90/10 |
| Payouts | Daily once above buffer; $500 min | 5 winning days of $150+; up to 50% of balance per request; $125 min |
| Discount code | Pick | — |
Current My Funded Futures plans and prices
Verified against My Funded Futures's own site on 2026-09-24. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Builder | $50K | $92 (list $153) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | $1,000 | 80/20 | None |
| Rapid | $50K | $125 (list $209) | $3,000 | $2,000 | EOD Trailing / Intraday Trailing | None | 90/10 | None |
| Rapid EOD | $50K | $125 (list $209) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | None |
| Pro | $50K | $159 (list $265) | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 80/20 | None |
Current Topstep plans and prices
Verified against Topstep's own site on 2026-09-26. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Trading Combine — Standard | $50K | $49/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | $149 |
| Trading Combine — No Activation Fee | $50K | $95/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | None |
FAQ
Which is cheaper, MFFU or Topstep?
MFFU is cheaper all-in on the flagship $50K account: MFFU Rapid $125 with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198. Note that Topstep bills monthly, so its real cost grows the longer you take to pass.
Which has better drawdown rules, MFFU or Topstep?
MFFU Rapid runs EOD Trailing drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup. End-of-day drawdown only moves on closed balances, so an intraday swing can't trip it; intraday trailing follows your open-profit peak.
How do payouts compare between MFFU and Topstep?
MFFU: Daily once above buffer; $500 min. Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min. Splits — MFFU: 90/10. Topstep: 90/10.
Is there a discount code for MFFU or Topstep?
MFFU: code Pick (40% off). Topstep: no code we can verify right now.
Do MFFU and Topstep charge an activation fee?
MFFU: None. Topstep: $149.