TradeDay Review 2026: Quick Pay vs Fast Pass and the 2.0 Changes

PickMyFuturesProp · 2026-06-17

TradeDay is one of the best-value firms I track — no activation fee, day-one payouts, and a relaunched 2.0 lineup. Here's Quick Pay vs Fast Pass and the split detail you need to read first.

TradeDay has been around since 2020, which in prop-firm years makes it an elder statesman. It's an education-forward, US-based firm, and it recently relaunched as TradeDay 2.0 — the old Static drawdown option is gone, and the lineup is now two clean account families. It's quietly one of the best-value firms I track, so it's worth understanding how the two paths differ before you buy.

The headline perks apply across the board: no activation fee, day-one payouts on the proven model, a $250 minimum withdrawal, and payouts handled through Rise. With code PICK the 50K Quick Pay comes to around $59 (list $131).

Quick Pay vs Fast Pass

The split detail to read before you buy

This is the part people miss. Under 2.0, the split is calculated per individual account on gross profit (not lifetime), and it's tiered: funded payouts above $4,000 net profit are 80/20, but below that level they're 50/50. So your first chunk of profit is split evenly, and you only reach the generous 80/20 once you're past $4K. Know that going in — it's not a knock, but it changes the math on small early withdrawals.

Payouts

Payouts on Quick Pay start day one with a $250 minimum, and requests in before 5:30pm CT process the next business day — fast and predictable, which is the whole point of the brand. Fast Pass trades some of that speed for a structured schedule once funded. Either way, there's no activation fee waiting to surprise you after you pass, which is more than a lot of firms can say.

So who's it for?

If you want the simplest, fastest-paying path and the flexibility to choose your drawdown style — Quick Pay, every time. If your priority is getting funded as fast as humanly possible and you can live with the 45% consistency rule — Fast Pass. Either way, line TradeDay up in the comparison against the other firms I track; on pure value it holds up against almost anyone.

Current TradeDay plans and prices

From our latest data audit. Prices are today's promo price at the representative account size.

AccountSizePriceTargetMax drawdownDrawdown typeDaily loss limitSplitActivation
Quick Pay — End-of-Day$50K$59/mo (list $131)$3,000$2,000EOD / Intraday TrailingNone80/20 above $4K net, 50/50 belowNone
Quick Pay — Intraday$50K$58.95/mo (list $131)$3,000$2,000Intraday Trailing / Intraday TrailingNone80/20 above $4K net, 50/50 belowNone
Fast Pass — End-of-Day$50K$90/mo (list $180)$3,000$2,000EOD / EODNone80/20 above $4K net, 50/50 belowNone

TradeDay trading hours and news rules

Flat before the daily close (auto-liquidated 10 minutes before); positions auto-liquidated 2 minutes before tier-1 releases (FOMC, CPI, NFP, plus EIA and crop reports) until 2 minutes after.

From TradeDay's official help center, checked 2026-09-27. See also: overnight holding · automated trading · account limits

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