TradeDay vs Topstep (October 2026): Price, Drawdown and Payouts Compared
TradeDay vs Topstep side by side: flagship account prices today, drawdown type, daily loss limit, profit split, payout rules, activation fees and discount codes — from verified October 2026 data.
The short version
- Cost to get funded: TradeDay is cheaper all-in on the flagship $50K account: TradeDay Quick Pay — End-of-Day $59/mo with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198.
- Drawdown: TradeDay Quick Pay — End-of-Day runs EOD drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup.
- Daily loss limit: TradeDay has no daily loss limit on its flagship $50K; Topstep has no daily loss limit.
- Profit split: TradeDay: 80/20 above $4K net, 50/50 below. Topstep: 90/10.
- Payouts: TradeDay: Min 1 day; $250 min request. Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min.
- Activation fee: TradeDay: None. Topstep: $149.
- Consistency rule: TradeDay: 30% eval; none funded. Topstep: 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path).
- Account types: TradeDay sells 3 account types (Quick Pay — End-of-Day, Quick Pay — Intraday, Fast Pass — End-of-Day); Topstep sells 2 (Trading Combine — Standard, Trading Combine — No Activation Fee).
Side by side
| TradeDay | Topstep | |
|---|---|---|
| Flagship account | Quick Pay — End-of-Day $50K | Trading Combine — Standard $50K |
| Price today | $59/mo | $49/mo |
| Activation | None | $149 |
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,000 | $2,000 |
| Drawdown (eval / funded) | EOD / Intraday Trailing | EOD Trailing / EOD Trailing |
| Daily loss limit | None | None |
| Consistency | 30% eval; none funded | 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path) |
| Profit split | 80/20 above $4K net, 50/50 below | 90/10 |
| Payouts | Min 1 day; $250 min request | 5 winning days of $150+; up to 50% of balance per request; $125 min |
| Discount code | PICK | — |
Current TradeDay plans and prices
From our latest data audit. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Quick Pay — End-of-Day | $50K | $59/mo (list $131) | $3,000 | $2,000 | EOD / Intraday Trailing | None | 80/20 above $4K net, 50/50 below | None |
| Quick Pay — Intraday | $50K | $58.95/mo (list $131) | $3,000 | $2,000 | Intraday Trailing / Intraday Trailing | None | 80/20 above $4K net, 50/50 below | None |
| Fast Pass — End-of-Day | $50K | $90/mo (list $180) | $3,000 | $2,000 | EOD / EOD | None | 80/20 above $4K net, 50/50 below | None |
Current Topstep plans and prices
Verified against Topstep's own site on 2026-09-26. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Trading Combine — Standard | $50K | $49/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | $149 |
| Trading Combine — No Activation Fee | $50K | $95/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | None |
FAQ
Which is cheaper, TradeDay or Topstep?
TradeDay is cheaper all-in on the flagship $50K account: TradeDay Quick Pay — End-of-Day $59/mo with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198.
Which has better drawdown rules, TradeDay or Topstep?
TradeDay Quick Pay — End-of-Day runs EOD drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup. End-of-day drawdown only moves on closed balances, so an intraday swing can't trip it; intraday trailing follows your open-profit peak.
How do payouts compare between TradeDay and Topstep?
TradeDay: Min 1 day; $250 min request. Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min. Splits — TradeDay: 80/20 above $4K net, 50/50 below. Topstep: 90/10.
Is there a discount code for TradeDay or Topstep?
TradeDay: code PICK (55% off). Topstep: no code we can verify right now.
Do TradeDay and Topstep charge an activation fee?
TradeDay: None. Topstep: $149.