OneUp Trader vs Topstep (October 2026): Price, Drawdown and Payouts Compared
OneUp vs Topstep side by side: flagship account prices today, drawdown type, daily loss limit, profit split, payout rules, activation fees and discount codes — from verified October 2026 data.
The short version
- Cost to get funded: OneUp is cheaper all-in on the flagship $50K account: OneUp 1-Step Evaluation $75/mo with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198.
- Drawdown: OneUp 1-Step Evaluation runs Intraday Trailing drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup.
- Daily loss limit: OneUp has no daily loss limit on its flagship $50K; Topstep has no daily loss limit.
- Profit split: OneUp: 90/10 (100% first $10K). Topstep: 90/10.
- Payouts: OneUp: On-demand (Mon-Fri same-day). Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min.
- Activation fee: OneUp: None. Topstep: $149.
- Consistency rule: OneUp: 3 best days net ≥80% of largest day. Topstep: 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path).
- Account types: OneUp sells 1 account type (1-Step Evaluation); Topstep sells 2 (Trading Combine — Standard, Trading Combine — No Activation Fee).
Side by side
| OneUp Trader | Topstep | |
|---|---|---|
| Flagship account | 1-Step Evaluation $50K | Trading Combine — Standard $50K |
| Price today | $75/mo | $49/mo |
| Activation | None | $149 |
| Profit target | $3,000 | $3,000 |
| Max drawdown | $2,500 | $2,000 |
| Drawdown (eval / funded) | Intraday Trailing / Intraday Trailing | EOD Trailing / EOD Trailing |
| Daily loss limit | None | None |
| Consistency | 3 best days net ≥80% of largest day | 55% eval (best day vs target); none funded on Standard payouts (40% on the Consistency path) |
| Profit split | 90/10 (100% first $10K) | 90/10 |
| Payouts | On-demand (Mon-Fri same-day) | 5 winning days of $150+; up to 50% of balance per request; $125 min |
| Discount code | Pick | — |
Current OneUp Trader plans and prices
From our latest data audit. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| 1-Step Evaluation | $50K | $75/mo | $3,000 | $2,500 | Intraday Trailing / Intraday Trailing | None | 90/10 (100% first $10K) | None |
Current Topstep plans and prices
Verified against Topstep's own site on 2026-09-26. Prices are today's promo price at the representative account size.
| Account | Size | Price | Target | Max drawdown | Drawdown type | Daily loss limit | Split | Activation |
|---|---|---|---|---|---|---|---|---|
| Trading Combine — Standard | $50K | $49/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | $149 |
| Trading Combine — No Activation Fee | $50K | $95/mo | $3,000 | $2,000 | EOD Trailing / EOD Trailing | None | 90/10 | None |
FAQ
Which is cheaper, OneUp or Topstep?
OneUp is cheaper all-in on the flagship $50K account: OneUp 1-Step Evaluation $75/mo with no activation fee, vs Topstep Trading Combine — Standard $49/mo + $149 activation = $198.
Which has better drawdown rules, OneUp or Topstep?
OneUp 1-Step Evaluation runs Intraday Trailing drawdown in the evaluation and Intraday Trailing once funded; Topstep Trading Combine — Standard runs EOD Trailing drawdown in the evaluation and EOD Trailing once funded. Only Topstep keeps end-of-day drawdown in both phases — the more forgiving setup. End-of-day drawdown only moves on closed balances, so an intraday swing can't trip it; intraday trailing follows your open-profit peak.
How do payouts compare between OneUp and Topstep?
OneUp: On-demand (Mon-Fri same-day). Topstep: 5 winning days of $150+; up to 50% of balance per request; $125 min. Splits — OneUp: 90/10 (100% first $10K). Topstep: 90/10.
Is there a discount code for OneUp or Topstep?
OneUp: code Pick. Topstep: no code we can verify right now.
Do OneUp and Topstep charge an activation fee?
OneUp: None. Topstep: $149.